Sue Barclays Bank and ebay for online transfer scam

Hi
I was scammed with 5125£ a few days ago,
I was new to Ebay, (my exact first day) and was lured by all the flashy "money back guarantee" signs

Found a seller , with 100% positive feedback, and user since 2003!!!!

http://feedback.ebay.com/ws/eBayISAPI.d ... true&rt=nc

He was selling 5k of fitness equipment, he told me i could trust him , he had 100% positive feedback, was a serious seller (with that trackrecord i believe him) he told me that ebay was going to email me the acount from were i would transfer the money (it was my first day, i didnt knew better)

I paid and he stoped replying (even if he is still active on ebay buying stuff and collecting positive feedback)

contacted all the people i could, including barclays that sent me a letter , same as you all (that got scammed) Recieved

And my lawyer says i can file charges agains Ebay (for not having a more protective veritication system)
barclays (to allow scammer to open and close acount with false ids) and the scammer (that we wil try to track in order to find a serious id)

What are our best chances?

[AlanJones]

And my lawyer says i can file charges agains Ebay (for not having a more protective veritication system) barclays (to allow scammer to open and close acount with false ids) and the scammer (that we wil try to track in order to find a serious id)

Good luck with that. Ebay have no liability as you ignored their T&C's and went outside their system by dealing with the scammer by email. Barclays will have no liability as you have no proof that the account was opened with fake ID and could well be legitimate and belong to an innocent mule. And the scammer is most likely an anonymous person possibly in Africa or the Far East who has taken over a legitimate Ebay account.

I'd cut your losses if I was you, the legal charges for this are going to be far higher than the money you've lost.

Thanks you for your reply Alan Jones

Do you personaly know any person that really tried to sue any one of these identities,(barclays or ebay)??


about an "inocent victim" there are no inocent victims, the acount was closed after they withdraw the money, so..
I dont think one should give up so soom

I mean people pay to hunt wild beasts in africa, its the same things, its huting criminals

If this was Barac obama´s acount you bet they would find the guy, so there is ways to find them, it takes money, but its possible,

Can you post the email address(s) he used in the scam along with the email headers and scam jargon ?
Edit out your own personal info first .

[AlanJones]

Do you personaly know any person that really tried to sue any one of these identities,(barclays or ebay)??

No, but having worked in Financial Services in the UK for many years, I know that just because someone fooled the bank using fake ID isn't going to make them accept liability - would you have the money to take it all the way through the legal system, because if you were to get lucky and win, they would appeal. They (and the banking industry) have a lot more to lose than just the £5k they might have to pay you.

As for Ebay, you decided to ignore the warnings on their site about not dealing outside their system, so what have they done wrong?

A good lawyer would be telling you this, not telling you you have a case against them

If this was Barac obama´s acount you bet they would find the guy, so there is ways to find them, it takes money, but its possible,

If they find him, he's likely to be in Africa, The Far East or Eastern Europe - people have lost far, far more than you and the police have shown absolutely no interest in investigating. And even if they did, and he was investigated and charged in whatever country he's in, do you think that is going to get your money back?

I'm sorry to say pyruss that what the others have told you is correct. Taking on a bank or a major ad site over this type of fraud will not get you anything other than big legal bills.

It is outrageous that this goes on but i don't see things changing very soon. Only if bank lose money and/or ad sites lose customers will things change. All ad sites are riddled with fraudulent adverts. I happen to specialise in the Autotrader UK site, but every site has the same problem - and risks.

I can waffle on endlessly how it works and why it happens but it won't help you. My concern for the future is that the money the fraudsters can get from buyers is nothing compared to what they can get from banks, or car dealers (whose hacked accounts I spot), if they had the wits to do it. It isn't difficult, but they earn enough with what they're doing although I have seen what I suspect are more sophisticated frauds against banks and companies using the same basic tactics.

If you can scam a bank by opening an account or a company by hacking their email, why scam their customers ? They just need to know how to go about it, and I'm not going to tell, but they WILL work it out themselves and I believe that some have.

If I mention that it was reported that a group of Australian were going to take out a class action suit against a major UK bank, in relation to the same type of fraud on holiday ad sites this time, but it fizzled out without any mention of what happened.

I am sorry to repeat what has been said. You will need to follow ebay terms of service. I am sorry you fell victim of a scam. The Ebay account you posted has recent buyer "good FB" this is because Ebay does not allow bad FB on a buyer. The seller FB has been dormant for at least a year. This is not a good sign.

As stated the person holding the account could be a victim like you. This victim may have believed they had an online job to receive deposits.

If you are in the UK report it to http://www.actionfraud.police.uk/ in the US report it to http://www.ic3.gov/default.aspx

http://www.barclays.co.uk/Helpsupport/F ... 2561788639

Scammers will advertise goods/services that don’t exist or aren’t theirs to sell. They convince you to send the payment directly to their bank but the goods never arrive. Before buying online do some research into the seller to check that they’re genuine and avoid those with poor ratings. Insist on seeing high-value items, like cars on online auction sites, before paying and always use secure payment methods, such as PayPal or credit card. See our Card fraud page for more tips about shopping online

http://pages.ebay.com/help/policies/mon ... onditions1

What's covered

Most transactions on eBay.com are covered by the eBay Money Back Guarantee.

Covered


Purchases are covered by the eBay Money Back Guarantee when all of the following are true:

An item isn't received or it isn't as described in the listing.

A buyer reports that they didn't receive an item or requests a return within the eBay Money Back Guarantee timelines.

The buyer made the purchase on eBay.com via checkout or an eBay invoice with one of the following payment methods:

PayPal

PayPal Credit

ProPay

Skrill

Credit card or debit card

The item was paid for in a single payment (including payments with PayPal Credit).

If the listing was a live auction by an auction house seller, the buyer made the purchase on eBay.com and paid by any payment method, the purchase is covered as long as the buyer provides a copy of the seller invoice and proof of payment. Items sold through Sotheby's are excluded.