Has someone offered you a huge sum of money or a valuable consignment? It's a 419 or advance fee fraud - find out how they work, and what to do to be safe.
#310157 by Tim Atem Tue Oct 25, 2016 6:14 am
from: Fabricio Port - [email protected]

Good Day,

Thank you for giving me your time, it is of great importance for you to take care and understand every word which I have written down below; please be patient and read the explanation in my email I am Mr Chan Guan a staff of Lloyds TSB. . Group Plc here in Hong Kong attached in Private Banking Services, I am contacting you concerning a customer and an investment placed under our banks management ;. as a matter of fact it was 3 years ago I would respectfully request that you keep the contents of this mail private and also to kindly respect the integrity of the information you come by as a result of this email I contacted you independently of our investigation and no one is informed of this communication ;. I would like to intimate you with certain facts that I believe would be of interest to you.

In 2004, the subject matter; Ref: FI / TSB / 958/042/0500 came to our bank to engage in business discussions with our Private Banking Services Department He informed us that he had a financial portfolio of 14.37 million United States Dollars ,. which he wished to have us turn over (invest) on his behalf I was the officer assigned to his case ;. I made numerous suggestions in line with my duties as the de-facto chief operations officer of the Private Banking Services Department, especially given the volume of funds he wished to put into our bank. We met on numerous occasions prior to any investments being placed, and however I encouraged him to consider various growth funds with prime ratings. The favored route in my advice to customers is to start by assessing data on 600 traditional stocks and bond managers and 200 managers of alternative investments. Based on my advice, we spun the money around various opportunities and made attractive margins for our first months of operation, the accrued profit with interest included, stood at this point at over 15.2 million United States Dollars, this margin was not the full potential of the fund but he desired low risk guaranteed returns on investments.

In mid 2005, he asked that the money be liquidated because he needed to make an urgent investment requiring cash payments in Europe. He directed that I liquidate the funds and had it deposited with a firm in Europe. I informed him that our bank would have to make special arrangements to have this done and in order not to circumvent due process, the bank would have to make a 9.5% deduction from the funds to cater for banking and statutory charges. He complained about the charges but later came around when I explained to him the complexities of the task he was asking of us. Cash movement across borders has become especially strict since the incidents of 9/11. I contacted my affiliate in Europe and had the funds available in mainland Europe, I undertook all the processes and made sure I followed his precise instructions to the letter and had the funds deposited in a security consultancy firm, the firm is a specialist private firm that accepts deposits from high net worth individuals and blue chip corporations that handle valuable products or undertake transactions that need immediate access to cash This small and highly private organization is familiar especially to the highly placed and well-connected organizations in line with his instructions, the money was deposited; .. he told me he wanted the money there in anticipation of his arrival from Norway later that week. This was the last communication we had, this transpired around February 25th 2011. In June last year, we got a call from the security firm informing us of the inactivity of that particular portfolio. This was an astounding position as far as I was concerned, given the fact that I managed the private banking sector I was the only one who knew about the deposit, and I could not understand why he had not come forward to claim his deposit.

I made futile efforts to locate him, I immediately passed the task of locating him to the internal investigations department of our bank. Four days later, information started to trickle in, that he was apparently dead, a person who suited his description was declared dead of a heart attack in Cannes, South of France ;. we were soon enough able to gather more information and the cause of death was confirmed The bank immediately launched an investigation into possible surviving next of kin to alert about the situation and also to come forward to claim his estate. If you are familiar with private banking affairs, those who patronize our services usually prefer anonymity, but also some levels of detachment from conventional processes. In his bio-data form, he listed no next of kin. In the field of private banking, opening an account with us means no one will know of its existence, accounts are rarely held under a name; depositors use numbers and codes to make the accounts anonymous This bank also gives the choice to depositors of having their mail sent. to them or held at the bank itself, ensuring that there are no traces of the account and as I said, rarely do they nominate next of kin. Private banking clients apart from not nominating next of kin also usually in most cases leave wills in our care, in this case; he died Intestate.

In line with our internal processes for account holders who have passed away, we instituted our own investigations in good faith to determine who should have right to claim the estate, this investigation for several months were futile. We have scanned every continent and used our private investigation affiliate companies to get to the root of the problem. It is this investigation that resulted in my decision to obtain your contact details and contact you, being as a foreigner, as a potential benefactor of the estate even if you are in no way affiliated with this individual (the deceased) .My official capacity dictates that I am the only party to supervise the investigation and the only party to receive the results of the investigation. What this means, with you being a foreigner, I have considered the fact that our dear late fellow died with no known or identifiable family member. This leaves me as the only person with the full picture of what the prevailing situation is in relation to the deposit and the late beneficiary of the deposit. According to practice, the firm shall by the end of this financial year broadcast a request for statements of claim to our bank, failing to receive viable claims they will most probably revert the deposit back to our bank. This will result in the money entering our bank's accounting system and the portfolio will be out of my hands and out of the Private Banking Services Department. This will not happen if I have my way.

What I wish to relate to you might be a smack of unethical practice but I want you to understand something ;. It is only an outsider to the banking world who finds the internal politics of the banking world aberrational The world of private banking especially is fraught with huge rewards for those who occupy certain offices and oversee certain portfolios; you should have begun by now to put together the general direction of what I propose There is USD $ 13,991,674 (Thirteen million, nine hundred and ninety one thousand, six hundred and seventy . four united states dollars) deposited, I alone have the deposit details and they will release the deposit to no one unless I instruct them to do so. I alone know of the existence of this deposit for as far as the finance firm is concerned, the transaction with our deceased customer concluded when I sent the funds to the firm, all outstanding interactions in relation to the file are just customer services and due process. The finance firm has no single idea of what's the history or nature of the deposit , they are simply awaiting instructions to release the deposit to any party that comes forward, and this is the situation This bank has spent great amounts of money trying to track the family of the deceased ;. they have investigated for months and have found no family but however the investigation has officially come to an end.

My proposal; I am prepared to place you in a position whereby an instruction is given to the finance firm to officially release the deposit to you as the closest surviving relation / associate, and all etiquette shall be done in accordance with the rule of law, I certainly can guarantee you that. By the common law, the power of bequeathing is coeval with the first rudiments of the law, and this power has been extended to all a man's Personal and Real estate (Personality & Realty). There is no ruling which prevents an inheritance from being so exhausted by legacies as to render it unworthy of the heir's acceptance; basically all persons of sound mind are competent to bequeath and devise real and personal estate, excepting infants, with all this I would say we have the clear advantage to carry out a smooth and perfect operation whereby the paper work shall be coordinated in such a way that your status as a sole beneficiary is confirmed. Upon receipt of the deposit, I am prepared to share the money with you in half and no more ; that is: I will simply nominate you as the next of kin and have them release the deposit to you; afterwords we share the proceeds 50/50.

I would have gone ahead to ask the funds be released to me, but that would have drawn a straight line to me and my involvement in claiming the deposit, but on the other hand, you as a indifferent foreigner would easily pass as the beneficiary with the rights to claim, I assure you that I could have the deposit released to you in a few days. I will simply inform our bank of the final closing of the file relating to the customer, I will then officially communicate with the finance company and instruct them to release the deposit to you; with these two things: all is done .. The alternative would be for us to have the firm direct the funds to another bank with you as account holder, this way there will be no need for you to think of receiving the money from the firm. We can fine-tune this based on our interactions, I am aware of the consequences of this proposal and I ask that if you find no interest in this project that you should discard this mail. I ask also, that you do not be vindictive or destructive, if my offer is of no appeal to you, delete this message and forget I ever contacted you; please not destroy my career because you do not approve of my proposal.

You may not know this but people like me who have made tidy sums out of comparable situations run the whole private banking sector, I am not a criminal and what I do, I do not find against good conscience, this may be hard for you to understand, but the dynamics of my industry dictates that I make this move. Such opportunities only come ones' way once in a lifetime. I can not let this chance pass me by and I hope you understand, because for once I found myself in total control and face to face with my destiny. These chances will not pass me by, I ask that you do not destroy my chance, if you will not work with me please let me know, and hence move on with my life, but do not destroy me ;. I am a family Man and this is an occasion to provide them with new opportunities There is a reward for this project and it is a task well worth undertaking, I have evaluated the risks and the only risk I have here is from you refusing to work with me and alerting my bank; I am the only one who knows of this situation, good fortune will bless you and plant you into the center of relevance in my life, let's share the blessing.

If you find yourself interested to work with me, please contact me specifically, I will initiate this process towards a quick conclusion It is necessary to inform you that under no condition should you contact me via official channels ;. I will simply deny knowing you and . about this project I repeat, I do not want you contacting me through our official lines neither do I want you contacting me through my official email account Contact me only through this email address above ;. I do not want any direct link between you and me. My official lines are not secure lines as they are periodically monitored to assess our level of customer care in line with our Total Quality Management policy, please observe this instruction religiously.

Please, again, note I am a family Man; I am happily married with kids, I send you this mail not without a measure of fear as to what the consequences might be, but I know within me that nothing ventured is nothing gained and that success and riches never come easy or on a platter of gold, this is the one truth I have learned from my private banking clients ;. do not betray my confidence If we can be of one accord I shall have the pleasure of meeting you, after this task has been completed plan a meeting.

I await your response.

Yours Sincerely,
Mr Chan Guan

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#310717 by Zander Sun Oct 30, 2016 6:55 pm
Part 2 of the scammer's story:

Dear ,

I want to thank you for your response, I sincerely appreciate your interest to assist me in this transaction, however I would like to be sure of your willingness, trustworthiness and commitment to execute this transaction with me, I can not afford to compromise these virtues because this transaction highly sensitive, I have my principles which will profit the bother of us.

I know you might be wondering where I got your email contact but to be honest with you, I got your contact email discretely on the internet during my search for a reliable partner who would be of assistance to me in order to have the funds transferred out , if you read my previous emails properly I have explained the why I need your assistance, I did consider what you might think about my kind of person but the risk was worth taken and the fact remains that I can not transfer the funds in my own name, this is the main reason your assistance as a foreigner is required.

Considering the money involved, it is necessary for me to be sure of the person to whom I will be entrusting this transaction, my trust is not given out lightly and I do not expect you to trust me that easy too, so I need to be convinced that you are a matured person with some integrity and I will also prove my integrity to you. With regards to the legality of this transaction, I want to inform you that the attorney I am using will prepare the affidavits which shall legally put you in place as beneficiary; will obtain the necessary clearances which will cover all the aspects involved in this transaction from the Hong Kong authorities including the Justice department Every document will be done to meet all international beneficiary claim standards and I will be responsible for his payment so. done think about that.

I must also inform you that you will not have to travel to anywhere for any reason, because the attorney shall be handling all matters of probate on your behalf, you will be duly represented here by the attorney, he is an accredited lawyer with vast experience in issues of inheritance here in Hong Kong. He will have all the documents perfected, and with these documents he shall come forward to apply for the immediate release and transfer of the funds to you. i do not need you to send any money to me for any reason as I will take care of all expenses that will come my way on my end ..

What I expect from you is trust and commitment, I want this large sum of money transferred with your assistance, and as a banker for many years I know that if we follow up this transaction diligently it would be completed within 12 working days without any question .

I want to know if you are willing to follow up this business seriously before I can give you more details about this transaction, as a result of which I shall be waiting for your response and assurance, you need to be someone whom I can rely upon , at least for absolute commitment.

Sincerely,
Chen Guan

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