Has someone offered you a huge sum of money or a valuable consignment? It's a 419 or advance fee fraud - find out how they work, and what to do to be safe.
#378230 by Wiljames Tue Dec 11, 2018 2:27 pm
This letter arrived by mail from Michael Grant, 3500 Dufferin Street, Toronto Ontario M3K1N2. He included his email, [email protected] and answers at that email address.

Text of initial letter, which was sent by mail and has a Canadian postal mark on it:

Date: November XX, 2018
DEAR XXXXXXXX
I am aware that this letter has come to you as a surprise as we have not met before or handled any business deals in the past. Nevertheless, I have contacted you with genuine intentions and I hope I can trust you with this Inheritance opportunity which will be explained below.

My name is Michael Grant, an account manager with Laurentian Bank of Canada (LBC).
I retrieved your contact address in my search for the next of kin to a deceased customer of our bank Mr. HENRY XXXXXXXX a citizen of your country, who lived and died in London, Ontario Canada from Cardiac Arrest in the year 2008. Unfortunately this customer died intestate leaving his bank account with an open beneficiary status.· All efforts made by our bank to locate his relatives have been unsuccessful so I decided to write you as I have monitored this account in the bank for about 10 years now and no one has come forth with any claim. I would like to present you to our bank as his next of kin to claim this dormant account worth $7.8 Million USD (Seven Million Eight Hundred Thousand US Dollars).

You will apply to the bank as an extended relative to the deceased customer while I work from the inside to make sure all needed information and evidence are provided to you to back up your claim. The account has an open beneficiary status, which is why I have contacted you to come forth and claim the funds as the next of kin and beneficiary. Since he is from your country and you both share the same last name, it's easy for you to become his official next of kin. If we do not make a claim to the funds now, the funds would be reverted back to the system as an unclaimed estate at the expiration of a 1O year dormancy period as approved.

I assure you that this transaction would be handled under due inheritance procedures and every necessary arrangement will be put in place to make you the real beneficiary of the Inheritance. It also requires all confidentiality at this stage and I believe that you are ready to keep this absolutely discreet until you are able to claim the funds from the bank. Once the funds are released to you, it will be shared between the two of us.

Please send your response to my personal email: [email protected] indicating your readiness to proceed with this transaction and we will discuss more details as well as the procedure to achieve a successful completion. This is an opportunity of a lifetime and people achieve it every day.

I await your response Sincerely,

Michael Grant


His opening email is this:
Hi Wil,
I am very glad to receive your email response and I look forward to completing this transaction with you. As stated in my first letter, I have contacted you independently as an account officer of late Henry , who was a US citizen born in 1939 and passed in the year 2009 at the age of 70. He moved to Canada in 1981 and established himself in the oil and gas engineering business until his sudden death. He was married to late Mrs. Rose , a British citizen who died in a car crash with their only daughter 8 years before his death.

I have monitored his bank account with us throughout this period and I have approached you to apply to our bank as the next of kin as you share the same last name and all records have shown that no relative of his has made any attempt to claim these funds. This is a golden opportunity for our both families to benefit and I will gladly guide you through the entire process. Unless acted upon now, the funds will be taken over by the Government as an unclaimed estate by the end of the year 2019 according to the 10 year dormancy allowable period for a deceased estate. Once the process of a claim is initiated, the funds will no longer be reverted to the Government, and that is why I have contacted you so we can make the claim now. In addition, as an account manager, over the years I have discovered that most of the unclaimed accounts end up in some top bank officials/individual pockets and not the “Humanitarian Services” that is presented to us by the Government.

To proceed, bear in mind that this transaction is very real and not to be taken lightly. I advise you to maintain strict confidentiality and avoid divulging information to any third party. Furthermore, I would respectfully request that you keep every details of this mail confidential since I am still a staff with the Laurentian Bank of Canada (LBC).

Late Henry may or may not be your direct relative, but the point here is that you are qualified to claim this since you both are from the same country and share the same last name. With me on the inside, I will make sure all the information you should be aware of as a relative/next of kin is provided. You have nothing to worry about, so long as you follow my instructions accordingly.

If you agree on the following:
(1). To maintain the needed confidentiality and trust in this transaction.
(2). Sign a trust agreement with me.
(3).Give me my 50% share of the inheritance when the money is transferred to you.

I will then email you a mutual trust agreement to sign and an application letter directing you on how to approach the bank for the release of the funds. When the bank receives your application, they will request you to provide certain confidential information about the deceased account (which I will provide to you) and once this is verified by the bank, they will approve the funds to be transferred to you. When the funds get to your bank account, I will then make arrangement to meet with you or send you the account details to receive my own part of the money.

Please reconfirm your full names and physical mailing address as it will appear on the Trust Agreement and Application letter to send to the bank to initiate the claim. Your telephone number and the best possible time to contact you.

Regards,
Michael
Advertisement

Who is online

Users browsing this forum: Bing [Bot] and 96 guests