#356544 by buried under 419s
Thu Feb 22, 2018 11:35 pm
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Date: Thu, 22 Feb 2018 18:12:00 +0200
From: Charles Chow <[email protected]>
To: undisclosed-recipients:;
Reply-To: [email protected]
Mail-Reply-To: [email protected]
Message-ID: <[email protected]>
X-Sender: [email protected]
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X-Spam-Status: Yes, score=16.7
X-Spam-Score: 167
X-Spam-Bar: ++++++++++++++++
X-Spam-Report: Spam detection software, running on the system "",
has identified this incoming email as possible spam. The original
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root\@localhost for details.
Content preview: -- My name is Charles Chow and I work at the Private Wealth
Management at the China Merchants Bank. I was in the United States on a 5
(Five) day official assignment. I am getting in touch with you regarding
a deceased client with your exact last name who has an investment that was
placed under our bank’s management several years ago. I would respectfully
request that you keep the contents of this mail confidential and respect
the integrity of the information contained within. I contact you independently
and no one has been informed of this communication. [...]
Content analysis details: (16.7 points, 7.0 required)
pts rule name description
---- ---------------------- --------------------------------------------------
5.0 BAYES_99 BODY: Bayes spam probability is 99 to 100%
[score: 1.0000]
0.6 URG_BIZ BODY: Contains urgent matter
0.7 HK_SCAM_N2 BODY: No description available.
-0.7 RCVD_IN_DNSWL_LOW RBL: Sender listed at http://www.dnswl.org/, low
trust
[195.197.172.115 listed in list.dnswl.org]
0.2 FREEMAIL_REPLYTO_END_DIGIT Reply-To freemail username ends in digit
(chow97655[at]gmail.com)
-0.0 SPF_PASS SPF: sender matches SPF record
2.0 MILLION_USD BODY: Talks about millions of dollars
1.0 BAYES_999 BODY: Bayes spam probability is 99.9 to 100%
[score: 1.0000]
0.0 LOTS_OF_MONEY Huge... sums of money
2.5 KAM_NIGERIAN Nigerian Scam and Variants
2.1 FREEMAIL_FORGED_REPLYTO Freemail in Reply-To, but not From
0.0 T_MONEY_PERCENT X% of a lot of money for you
3.3 ADVANCE_FEE_5_NEW_MONEY Advance Fee fraud and lots of money
X-Spam-Flag: YES
Subject: ***SPAM*** I wait for your urgent response.
--
My name is Charles Chow and I work at the Private Wealth Management at
the China Merchants Bank. I was in the United States on a 5 (Five) day
official assignment. I am getting in touch with you regarding a deceased
client with your exact last name who has an investment that was placed
under our bank’s management several years ago. I would respectfully
request that you keep the contents of this mail confidential and respect
the integrity of the information contained within. I contact you
independently and no one has been informed of this communication.
In 2008, Mr. JEFFERY came to our bank to engage in business discussions
with our private banking division. He was met by me personally and he
informed me that he had a financial portfolio of US$53.7M (Fifty-Three
Million Seven Hundred Thousand United States Dollars), which he wanted
the bank to invest on his behalf. Based on my advice, we invested the
money in the money markets in the US and made attractive margins for the
first year of operation. The accrued profit and interest stood at
US$4.1M (Four Million One Hundred Thousand United States Dollars). In
2008, he instructed that the profit sum be
liquidated because he needed to make a business investment. The bank
informed Mr. Jeffery that it would take 30 days to liquidate his profits
and he agreed to wait. After the 30 day period Mr. Jeffery failed to
contact the bank to retrieve his funds as agreed.
Several attempts were made by myself to reach Mr. Jeffery but were
unsuccessful. Months passed and there was still no word from him.On
further enquiries I found out that Mr. Jeffery was involved in a fatal
accident in Mainland China. Following his death I searched and could not
find a next of kin. It is for this reason I have sent you this letter,
because you bear the exact last name of our deceased client. I am aware
that according to the laws of my country that at the expiration of 10
years these funds will become the property of the Hong Kong Government
as a matter of public policy, if nobody applies and steps forward to
claim these funds.
In simple terms this is what am proposing since I have access to his
file, I will back date documents to show that you are the beneficiary of
these funds. I will then submit the appropriate documents to the
government offices that approve payments for beneficiaries of the
deceased. Once the approvals are granted the China Merchants Bank will
instruct a financial Institution to finalize the process, you will then
be contacted and the rest as they say will be history.
Obviously for getting involved you will take a share of the money. I am
willing to offer you 40 percent since I need someone with the exact last
name of the deceased, to get this approved. This is an extremely rare
opportunity and I hope that I have found the right person to help me. To
protect myself since I actually live in Hong Kong and for security
reasons I would want us to keep communication for now strictly by phone
and emails. Although I do not know you personally, I ask that you please
honor my trust by keeping this just between us. If you are interested.
I am taking a risk by contacting you but I feel this is my only chance
to get this done. I cannot see another opportunity coming along like
this while I am still working at the bank.
I await your positive response Email : [email protected]
best regards
Charles Chow.
Delivered-To:
Received: from
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for <>; Thu, 22 Feb 2018 08:13:05 -0800
Return-path: <[email protected]>
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Delivery-date: Thu, 22 Feb 2018 08:13:05 -0800
Received: from gw01.mail.saunalahti.fi ([195.197.172.115]:52691)
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Thu, 22 Feb 2018 18:12:00 +0200 (EET)
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format=flowed
Content-Transfer-Encoding: 8bit
Date: Thu, 22 Feb 2018 18:12:00 +0200
From: Charles Chow <[email protected]>
To: undisclosed-recipients:;
Reply-To: [email protected]
Mail-Reply-To: [email protected]
Message-ID: <[email protected]>
X-Sender: [email protected]
User-Agent: Elisa Webmail/1.0
X-Originating-IP: 197.210.25.56
X-Spam-Status: Yes, score=16.7
X-Spam-Score: 167
X-Spam-Bar: ++++++++++++++++
X-Spam-Report: Spam detection software, running on the system "",
has identified this incoming email as possible spam. The original
message has been attached to this so you can view it or label
similar future email. If you have any questions, see
root\@localhost for details.
Content preview: -- My name is Charles Chow and I work at the Private Wealth
Management at the China Merchants Bank. I was in the United States on a 5
(Five) day official assignment. I am getting in touch with you regarding
a deceased client with your exact last name who has an investment that was
placed under our bank’s management several years ago. I would respectfully
request that you keep the contents of this mail confidential and respect
the integrity of the information contained within. I contact you independently
and no one has been informed of this communication. [...]
Content analysis details: (16.7 points, 7.0 required)
pts rule name description
---- ---------------------- --------------------------------------------------
5.0 BAYES_99 BODY: Bayes spam probability is 99 to 100%
[score: 1.0000]
0.6 URG_BIZ BODY: Contains urgent matter
0.7 HK_SCAM_N2 BODY: No description available.
-0.7 RCVD_IN_DNSWL_LOW RBL: Sender listed at http://www.dnswl.org/, low
trust
[195.197.172.115 listed in list.dnswl.org]
0.2 FREEMAIL_REPLYTO_END_DIGIT Reply-To freemail username ends in digit
(chow97655[at]gmail.com)
-0.0 SPF_PASS SPF: sender matches SPF record
2.0 MILLION_USD BODY: Talks about millions of dollars
1.0 BAYES_999 BODY: Bayes spam probability is 99.9 to 100%
[score: 1.0000]
0.0 LOTS_OF_MONEY Huge... sums of money
2.5 KAM_NIGERIAN Nigerian Scam and Variants
2.1 FREEMAIL_FORGED_REPLYTO Freemail in Reply-To, but not From
0.0 T_MONEY_PERCENT X% of a lot of money for you
3.3 ADVANCE_FEE_5_NEW_MONEY Advance Fee fraud and lots of money
X-Spam-Flag: YES
Subject: ***SPAM*** I wait for your urgent response.
--
My name is Charles Chow and I work at the Private Wealth Management at
the China Merchants Bank. I was in the United States on a 5 (Five) day
official assignment. I am getting in touch with you regarding a deceased
client with your exact last name who has an investment that was placed
under our bank’s management several years ago. I would respectfully
request that you keep the contents of this mail confidential and respect
the integrity of the information contained within. I contact you
independently and no one has been informed of this communication.
In 2008, Mr. JEFFERY came to our bank to engage in business discussions
with our private banking division. He was met by me personally and he
informed me that he had a financial portfolio of US$53.7M (Fifty-Three
Million Seven Hundred Thousand United States Dollars), which he wanted
the bank to invest on his behalf. Based on my advice, we invested the
money in the money markets in the US and made attractive margins for the
first year of operation. The accrued profit and interest stood at
US$4.1M (Four Million One Hundred Thousand United States Dollars). In
2008, he instructed that the profit sum be
liquidated because he needed to make a business investment. The bank
informed Mr. Jeffery that it would take 30 days to liquidate his profits
and he agreed to wait. After the 30 day period Mr. Jeffery failed to
contact the bank to retrieve his funds as agreed.
Several attempts were made by myself to reach Mr. Jeffery but were
unsuccessful. Months passed and there was still no word from him.On
further enquiries I found out that Mr. Jeffery was involved in a fatal
accident in Mainland China. Following his death I searched and could not
find a next of kin. It is for this reason I have sent you this letter,
because you bear the exact last name of our deceased client. I am aware
that according to the laws of my country that at the expiration of 10
years these funds will become the property of the Hong Kong Government
as a matter of public policy, if nobody applies and steps forward to
claim these funds.
In simple terms this is what am proposing since I have access to his
file, I will back date documents to show that you are the beneficiary of
these funds. I will then submit the appropriate documents to the
government offices that approve payments for beneficiaries of the
deceased. Once the approvals are granted the China Merchants Bank will
instruct a financial Institution to finalize the process, you will then
be contacted and the rest as they say will be history.
Obviously for getting involved you will take a share of the money. I am
willing to offer you 40 percent since I need someone with the exact last
name of the deceased, to get this approved. This is an extremely rare
opportunity and I hope that I have found the right person to help me. To
protect myself since I actually live in Hong Kong and for security
reasons I would want us to keep communication for now strictly by phone
and emails. Although I do not know you personally, I ask that you please
honor my trust by keeping this just between us. If you are interested.
I am taking a risk by contacting you but I feel this is my only chance
to get this done. I cannot see another opportunity coming along like
this while I am still working at the bank.
I await your positive response Email : [email protected]
best regards
Charles Chow.
Questions about scams? fraudatiocruor @ gmail.com to contact remove spaces