Check Scams, Debt Collection scams and other financial scams.
#311475 by Paul Ward Tue Nov 08, 2016 3:35 am
From: Maria Silversmith <[email protected]>
To:
Subject: Time Sensitive -EFLEX 2017 S125 Open Enrollment Information
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From: Maria Silversmith <[email protected]>
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Subject: Time Sensitive -EFLEX 2017 S125 Open Enrollment Information
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From: Maria Silversmith <[email protected]>
Subject: Time Sensitive -EFLEX 2017 S125 Open Enrollment Information
Thread-Topic: Time Sensitive -EFLEX 2017 S125 Open Enrollment Information
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Date: Mon, 7 Nov 2016 17:50:48 +0000
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[CBR logo]
TIME TO ENROLL!


Dear Valued Employee,


We are excited to announce the continuation of the CBR's S125 Flex Plan to =
include the following:


* CREDIT/DEBIT CARD issued to all participating employees. (EFLEX w=
ill request receipts) Keep debit card if currently participating as it will=
be re-loaded for 2017.


* Immediate online access to view your personal account (funds, cla=
ims etc...)


When you participate in our S125 plan, you can reduce your taxable income a=
nd increase your take-home pay. The money that is deposited into your S125=
account comes straight out of your gross pay, before taxes are calculated.

The following are covered under S125 and eligible for pre-tax savings:


* Group Health Insurance Premiums (automatic upon enrollment)

* Health Care Flexible Spending Account - You MUST be enrolled in a=
medical plan to be able to participate. Up to $2,500 reimbursement for hea=
lth care expenses for yourself and your family which are not covered by hea=
lth insurance; including co-pays, deductibles, dental, vision, orthodontia,=
etc. with TAX-FREE dollars. (Limited for employees currently participating=
in a Health Savings Account (HSA) plan)-Enrollment required every year. E=
mployees may roll over $500 to the following year.

* Dependent Care Flexible Spending Account - reimbursement for elig=
ible child day care or dependent care expenses up to $5,000 per year TAX-FR=
EE. Enrollment required every year.

If you would like to participate in or continue your enrollment in the S125=
plan for 2017, please complete the attached enrollment form and email to M=
aria Silversmith at [email protected]<mailto:[email protected]> or=
fax to CBR at 888-294-8763; Attention Maria.

Please remember that this is the ONLY opportunity to enroll in the S125 pla=
n for January 1st, 2017. The deadline for submitting your enrollment form t=
o CBR for the 2017 plan year is, November 30th, 2016.

Please note that this is a use it or lose it benefit. If you do not use all=
of your funds for the 2017 calendar year only $500 will rollover to the 20=
18 benefit year. If you are terminated or voluntarily quit anytime during t=
he 2017 calendar year, you will lose all available funds.

IRS regulations require nondiscrimination testing under Code 105(h), 125, a=
nd 129 to insure that employees are treated fairly in the design and functi=
on of the plan. Participating employees shall not include self-employed i=
ndividuals as provided in Code Section 401(c)(2) such as sole proprietors, =
outside directors of a corporation, partners or more than 2% shareholders o=
f an S Corporation. CBR will be conducting the nondiscrimination testing.


Please let me know if you have any questions.


Best Regards,

Maria Silversmith

HR Generalist

Creative Business Resources

(602) 200-8500 Ext 2056 (Office)

(888) 551-5160 (Fax)


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</v:shapetype><v:shape id=3D"Picture_x0020_1" o:spid=3D"_x0000_s1026" type=
=3D"#_x0000_t75" alt=3D"CBR logo" style=3D'position:absolute;left:0;text-al=
ign:left;margin-left:229.45pt;margin-top:8.6pt;width:205.5pt;height:47.25pt=
;z-index:-251658752;visibility:visible;mso-wrap-style:square;mso-width-perc=
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t-percent:0;mso-width-relative:page;mso-height-relative:page'>
<v:imagedata src=3D"cid:[email protected]" o:title=3D"CBR logo=
" />
</v:shape><![endif]--><![if !vml]><span style=3D"mso-ignore:vglayout;positi=
on:absolute;z-index:-1895825920;left:0px;margin-left:306px;margin-top:11px;=
width:274px;height:63px"><img width=3D"274" height=3D"63" style=3D"width:2.=
8541in;height:.6562in" src=3D"cid:[email protected]" alt=3D"CB=
R logo" v:shapes=3D"Picture_x0020_1"></span><![endif]><b><span style=3D"fon=
t-size:14.0pt;color:red"><o:p></o:p></span></b></p>
<p class=3D"MsoNormal"><b><span style=3D"font-size:14.0pt;color:red">TIME T=
O ENROLL!</span></b><span style=3D"font-size:14.0pt;font-family:&quot;Times=
New Roman&quot;,serif;color:red"><o:p></o:p></span></p>
<p class=3D"MsoNormal"><span style=3D"font-size:10.0pt;font-family:&quot;Ta=
homa&quot;,sans-serif;color:#1F3864"><o:p>&nbsp;</o:p></span></p>
<p class=3D"MsoNormal"><span style=3D"font-size:10.0pt;font-family:&quot;Ta=
homa&quot;,sans-serif;color:#1F3864"><o:p>&nbsp;</o:p></span></p>
<p class=3D"MsoNormal"><span style=3D"font-size:12.0pt;color:#1F3864">Dear =
Valued Employee,<o:p></o:p></span></p>
<p class=3D"MsoNormal"><span style=3D"font-size:12.0pt;color:#1F3864"><o:p>=
&nbsp;</o:p></span></p>
<p class=3D"MsoNormal"><span style=3D"font-size:12.0pt">&nbsp;<a name=3D"OL=
E_LINK2"></a><a name=3D"OLE_LINK1"></a><o:p></o:p></span></p>
<p class=3D"MsoNormal"><b><span style=3D"font-size:12.0pt">We are excited t=
o announce the continuation of the CBR&#8217;s S125<span style=3D"color:#1F=
3864">
</span>Flex Plan to include the following:</span></b><span style=3D"font-si=
ze:12.0pt"><o:p></o:p></span></p>
<p class=3D"MsoNormal"><b><span style=3D"font-size:12.0pt">&nbsp;</span></b=
><span style=3D"font-size:12.0pt"><o:p></o:p></span></p>
<p class=3D"MsoListParagraph" style=3D"margin-left:.75in;text-indent:-.25in=
;mso-list:l1 level1 lfo2">
<![if !supportLists]><span style=3D"font-size:12.0pt;font-family:Symbol"><s=
pan style=3D"mso-list:Ignore">&middot;<span style=3D"font:7.0pt &quot;Times=
New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</span></span></span><![endif]><b><span style=3D"font-size:12.0pt">CREDIT/D=
EBIT CARD issued to all participating employees. (<span style=3D"color:#703=
0A0">EFLEX will request receipts</span>)<span style=3D"color:#1F3864"> Keep=
debit card if currently participating
as it will be re-loaded for 2017.</span></span></b><span style=3D"font-siz=
e:12.0pt"><o:p></o:p></span></p>
<p class=3D"MsoNormal" style=3D"margin-left:.25in"><b><span style=3D"font-s=
ize:12.0pt">&nbsp;</span></b><span style=3D"font-size:12.0pt"><o:p></o:p></=
span></p>
<p class=3D"MsoListParagraph" style=3D"margin-left:57.0pt;text-indent:-.25i=
n;mso-list:l0 level1 lfo4">
<![if !supportLists]><span style=3D"font-size:12.0pt;font-family:Symbol"><s=
pan style=3D"mso-list:Ignore">&middot;<span style=3D"font:7.0pt &quot;Times=
New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</span></span></span><![endif]><b><span style=3D"font-size:12.0pt">Immediat=
e online access to view your personal account (funds, claims etc&#8230;)</s=
pan></b><span style=3D"font-size:12.0pt"><o:p></o:p></span></p>
<p class=3D"MsoNormal" style=3D"margin-left:.5in"><b><span style=3D"font-si=
ze:12.0pt">&nbsp;</span></b><span style=3D"font-size:12.0pt"><o:p></o:p></s=
pan></p>
<p class=3D"MsoNormal"><span style=3D"font-size:12.0pt;color:#1F497D"><o:p>=
&nbsp;</o:p></span></p>
<p class=3D"MsoNormal"><span style=3D"font-size:12.0pt">When you participat=
e in our S125 plan, you can
<b>reduce your taxable income</b> and<b> increase your take-home pay</b>.&n=
bsp; The money that is deposited into your S125 account comes straight out =
of your gross pay, before taxes are calculated.<o:p></o:p></span></p>
<p class=3D"MsoNormal"><span style=3D"font-size:12.0pt">&nbsp;<o:p></o:p></=
span></p>
<p class=3D"MsoNormal"><span style=3D"font-size:12.0pt">The following are c=
overed under S125 and eligible for pre-tax savings:<o:p></o:p></span></p>
<p class=3D"MsoNormal"><span style=3D"font-size:12.0pt">&nbsp;<o:p></o:p></=
span></p>
<p class=3D"MsoListParagraph" style=3D"margin-left:57.0pt;text-indent:-.25i=
n;mso-list:l0 level1 lfo4">
<![if !supportLists]><span style=3D"font-size:12.0pt;font-family:Symbol"><s=
pan style=3D"mso-list:Ignore">&middot;<span style=3D"font:7.0pt &quot;Times=
New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</span></span></span><![endif]><b><span style=3D"font-size:12.0pt;color:#1F=
497D">Group Health Insurance Premiums</span></b><span style=3D"font-size:12=
.0pt;color:#1F497D"> (automatic upon enrollment)</span><span style=3D"font-=
size:12.0pt">
<o:p></o:p></span></p>
<p class=3D"MsoListParagraph" style=3D"margin-left:57.0pt;text-indent:-.25i=
n;mso-list:l0 level1 lfo4">
<![if !supportLists]><span style=3D"font-size:12.0pt;font-family:Symbol"><s=
pan style=3D"mso-list:Ignore">&middot;<span style=3D"font:7.0pt &quot;Times=
New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</span></span></span><![endif]><b><span style=3D"font-size:12.0pt;color:#1F=
497D">Health Care Flexible Spending Account</span></b><span style=3D"font-s=
ize:12.0pt;color:#1F497D"> &#8211;
</span><span style=3D"font-size:12.0pt">You MUST be enrolled in a medical p=
lan to be able to participate. U<span style=3D"color:#1F497D">p to $2,500 r=
eimbursement for health care expenses for yourself and your family which ar=
e not covered by health insurance; including
co-pays, deductibles, dental, vision, orthodontia, etc. with TAX-FREE doll=
ars. <i>
(Limited for employees currently participating in a Health Savings Account =
(HSA) plan)-</i><b>Enrollment required every year.&nbsp; Employees may roll=
over $500 to the following year.</b></span><o:p></o:p></span></p>
<p class=3D"MsoListParagraph" style=3D"mso-margin-top-alt:0in;margin-right:=
0in;margin-bottom:6.0pt;margin-left:57.0pt;text-indent:-.25in;mso-list:l0 l=
evel1 lfo4">
<![if !supportLists]><span style=3D"font-size:12.0pt;font-family:Symbol"><s=
pan style=3D"mso-list:Ignore">&middot;<span style=3D"font:7.0pt &quot;Times=
New Roman&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</span></span></span><![endif]><b><span style=3D"font-size:12.0pt;color:#1F=
497D">Dependent Care Flexible Spending Account</span></b><span style=3D"fon=
t-size:12.0pt;color:#1F497D"> - reimbursement for eligible child day care o=
r dependent care expenses up to $5,000
per year TAX-FREE. <b>Enrollment required every year.</b></span><span styl=
e=3D"font-size:12.0pt"><o:p></o:p></span></p>
<p class=3D"MsoNormal"><span style=3D"font-size:12.0pt">&nbsp;<o:p></o:p></=
span></p>
<p class=3D"MsoNormal"><span style=3D"font-size:12.0pt">If you would like t=
o <b>participate in or continue
</b>your enrollment in the S125 plan for 201<span style=3D"color:#1F3864">7=
</span>, please complete the attached enrollment form and email to Maria Si=
lversmith at
</span><a href=3D"mailto:[email protected]"><span style=3D"font-size:12=
.0pt">[email protected]</span></a><span style=3D"font-size:12.0pt">&nbs=
p; or fax to CBR at 888-294-8763; Attention Maria.<o:p></o:p></span></p>
<p class=3D"MsoNormal"><span style=3D"font-size:12.0pt">&nbsp;<o:p></o:p></=
span></p>
<p class=3D"MsoNormal"><span style=3D"font-size:12.0pt">Please remember tha=
t this is the
<b><u>ONLY</u></b> opportunity to enroll in the S125 plan for January 1<sup=
>st</sup>, 201<span style=3D"color:#1F3864">7</span>.
<b><u>The deadline for submitting your enrollment form to CBR for the 201<s=
pan style=3D"color:#1F3864">7</span> plan year is, November 30<sup>th</sup>=
, 2016.<span style=3D"color:#1F3864"><o:p></o:p></span></u></b></span></p>
<p class=3D"MsoNormal"><b><u><span style=3D"font-size:12.0pt;color:#1F3864"=
><o:p><span style=3D"text-decoration:none">&nbsp;</span></o:p></span></u></=
b></p>
<p class=3D"MsoNormal"><span style=3D"font-size:12.0pt;color:red">Please no=
te that this is a use it or lose it benefit. If you do not use all of your =
funds for the 2017 calendar year only $500 will rollover to the 2018 benefi=
t year. If you are terminated or voluntarily
quit anytime during the 2017 calendar year, you will lose all available fu=
nds.<o:p></o:p></span></p>
<p class=3D"MsoNormal"><span style=3D"font-size:12.0pt;color:red"><o:p>&nbs=
p;</o:p></span></p>
<p class=3D"MsoNormal"><span style=3D"font-size:12.0pt;color:#1F497D">IRS r=
egulations require&nbsp;nondiscrimination testing under Code 105(h), 125, a=
nd 129 to insure that employees are treated fairly in the design and functi=
on of the plan.<u>
</u>&nbsp; Participating employees shall not include self-employed individu=
als as provided in Code Section 401(c)(2) such as sole proprietors, outside=
directors of a corporation,
<b><u>partners or more than 2% shareholders of an S Corporation</u></b>. <b=
>CBR will be conducting the nondiscrimination testing.</b><o:p></o:p></span=
></p>
<p class=3D"MsoNormal"><span style=3D"font-size:12.0pt">&nbsp;</span><span =
style=3D"font-size:12.0pt;font-family:&quot;Times New Roman&quot;,serif"><o=
:p></o:p></span></p>
<p class=3D"MsoNormal"><b><u><span style=3D"font-size:12.0pt;color:#1F3864"=
><o:p><span style=3D"text-decoration:none">&nbsp;</span></o:p></span></u></=
b></p>
<p class=3D"MsoNormal">Please let me know if you have any questions. <o:p><=
/o:p></p>
<p class=3D"MsoNormal"><span style=3D"font-size:12.0pt;color:#1F3864"><o:p>=
&nbsp;</o:p></span></p>
<p style=3D"line-height:115%"><span style=3D"font-size:10.5pt;line-height:1=
15%;font-family:&quot;Arial&quot;,sans-serif;color:#262626">Best Regards,</=
span><span style=3D"font-size:10.5pt;line-height:115%;font-family:&quot;Ari=
al&quot;,sans-serif;color:#5E5D5D"><o:p></o:p></span></p>
<p style=3D"line-height:115%"><em><b><span style=3D"font-size:14.0pt;line-h=
eight:115%;font-family:&quot;Monotype Corsiva&quot;;color:#5E5D5D">Maria Si=
lversmith</span></b></em><span style=3D"font-size:10.5pt;line-height:115%;f=
ont-family:&quot;Arial&quot;,sans-serif;color:#5E5D5D"><o:p></o:p></span></=
p>
<p style=3D"line-height:115%"><span style=3D"font-size:10.5pt;line-height:1=
15%;font-family:&quot;Arial&quot;,sans-serif;color:#5E5D5D">HR&nbsp; Genera=
list<o:p></o:p></span></p>
<p style=3D"line-height:115%"><em><b><span style=3D"font-size:10.5pt;line-h=
eight:115%;font-family:&quot;Arial&quot;,sans-serif;color:#1F4E79">Creative=
Business Resources</span></b></em><span style=3D"font-size:10.5pt;line-hei=
ght:115%;font-family:&quot;Arial&quot;,sans-serif;color:#5E5D5D"><o:p></o:p=
></span></p>
<p style=3D"line-height:115%"><span style=3D"font-size:10.0pt;line-height:1=
15%;font-family:&quot;Arial&quot;,sans-serif;color:#262626">(602) 200-8500 =
Ext 2056 (Office)</span><span style=3D"font-size:10.5pt;line-height:115%;fo=
nt-family:&quot;Arial&quot;,sans-serif;color:#5E5D5D"><o:p></o:p></span></p=
>
<p style=3D"line-height:115%"><span style=3D"font-size:10.0pt;line-height:1=
15%;font-family:&quot;Arial&quot;,sans-serif;color:#262626">(888) 551-5160 =
(Fax)</span><span style=3D"font-size:10.5pt;line-height:115%;font-family:&q=
uot;Arial&quot;,sans-serif;color:#5E5D5D"><o:p></o:p></span></p>
<p class=3D"MsoNormal"><span style=3D"font-size:12.0pt;color:#1F3864"><o:p>=
&nbsp;</o:p></span></p>
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