Has someone offered you a huge sum of money or a valuable consignment? It's a 419 or advance fee fraud - find out how they work, and what to do to be safe.
#9260 by juliettatum Mon Apr 27, 2009 6:23 pm
Thank you for giving me your time. Please be patient and read my email to you.I am Mrs. Yonghong Wan
a staff of Standard Chartered Bank attached in Private Banking services. I am contacting you concerning
a customer and, an investment placed under our banks management 4 years ago, I contacted you
independently of our investigation and no one is informed of this communication and I would like to
intimate you with certain facts that I believe would be of interest to you. In 2004, the subject matter;
ref:SSCB/SCB/bank/77 came to our bank to engage in business discussion with our Private Banking
Service Department. He informed us that he had a financial portfolio of 23 million United States Dollars,
which he wished to have us turn over on his behalf. I was the officer assigned to his case, I made
numerous suggestions in line with myduties as the de-facto chief operations officer of the Private Banking
Service Department, especially given the volume of funds he wished to put into our bank. We meet on
numerous occasions prior to any investments being placed. I encouraged him to consider various growth
funds with prime ratings. The favored route in my advice to customers is to start by assessing data on
600 traditional stocks and bond managers and alternative investments. Based on my advice, we spun the
money around various opportunities and made attractive margins for our first month of operation, the
accrued profit and interest stood at this point at over 10 million United States Dollars, this margin was not
the full potential of the fund but he desired low risk guaranteed returns on investments. In mid 2005, he
asked that the money be liquidated because he needed to make an urgent investment requiring cash
payments in Europe. He directed that I liquidate the funds and had it deposited with a firm in Europe. I
informed him that our bank would have to make special arrangements to have this done and in order not
to circumvent due process, the bank would have to make a 9.5 % deduction from the funds to cater for
banking and statutory charges. He complained about the charges but later came around when I explained
to him the complexities of the task he was asking of us. Cash movement across borders has become
especially strict since the incidents of 9/11. ? contacted my affiliate in Europe and had the funds available
in main land Europe. I undertook all the processes and made sure I followed his precise instructions to
the letter and had the funds deposited in a security consultancy firm, the firm is a specialist private firm
that accepts deposits from high net worth individuals and blue chip corporations that handle valuable
products or undertake transactions that need immediate access to cash. This small and highly private
organization is familiar especially to the highly placed and well-connected organizations. In line with
instructions, the money was deposited. He told me he wanted the money there in anticipation of his
arrival from Norway later that week. This was the last communication we had, this transpired around 25th
February 2006. In June last year, we got a call from the security firm informing us of the inactivity of that
particular portfolio. This was an astounding position as far as I wasconcerned, given the fact that I
managed the private banking sector I was the only one who knew about the deposit, and I could not
understand why he had not come forward to claim his deposit. I made futile efforts to locate him I
immediately passed the task of locating him to the internal investigations department of our bank. Four
days later, information started to trickle in and I we were inform by the USA homeland security, that he is
dead. A person who suited his description was declared dead of a heart attack in Cannes, South of
France. The bank immediately launched an investigation into possible surviving next of kin to alert about
the situation and also to come forward to claim his estate. If you are familiar with private banking affairs,
those who patronize our services usually prefer anonymity, but also some levels of detachment from
conventional processes. In his bio-data form, he listed no next of kin. In the field of private banking,
opening an account with us means no one will know of its existence, accounts are rarely held under a
name; depositors use numbers and codes to make the accounts anonymous. This bank also gives the
choice to ?epositors of having their mail sent to them or held at the bank itself, ensuring that there are no
traces of the account and as I said, rarely do they nominate next of kin. Private banking clients apart from
not nominating next of kin also usually in most cases leave wills in our care, in this case; he died in
testate.What I wish to relate to you will smack of unethical practice but I want you to understand
something. It is only an outsider to the banking world who finds the internal politics of the banking world
aberrational. The world of private banking especially is fraught with huge rewards for those who occupy
certain offices and oversee certain portfolios. You should have begun by now to put together the general
direction of what I propose. There is US$ 23,000,000.00 deposited, I alone have the deposit details and
they will release the deposit to no one unless I instruct them to do so. I alone know of the existence of
this deposit for as far as the finance firm, the transaction with our deceased customer concluded when I
sent the funds to the firm, all outstanding interactions in relation to the file are just customer services and
due process.

The finance firm has no single idea of what's the history or nature of the deposit. They are simply awaiting
instructions to release the deposit to any party that comes forward. This is the situation. This bank has
spent great amounts of money trying to track this man's family; they have investigated for months and
have found no family. The investigation has come to an end.My proposal;I am prepared to place you in a
position to instruct the finance firm to release the deposit to you as the closest surviving relation. Upon
receipt of the deposit, I am prepared to share the money with you in half and no more. That is: I will
simply nominate you as the next of kin and have them release the deposit to you. We share the
proceeds 50/50. I would have gone ahead to ask the funds be released to me, but that would have drawn
a straight line to me and my involvement in claiming the deposit. But on the other hand, you as a
foreigner and also with all the necessary legal and official documentations from me and the presiding
attorney and also with the authority vested upon me by the original depositor, you would easily pass as
the beneficiary with the rights to claim. I assure you that I could have the deposit released to you in a few
days. I will simply inform our bank of the final closing of the file relating to the customer. I will
thenofficially communicate with the finance company and instruct them to release the deposit to
you.With these two things: all is done. The alternative would be for us to have the firm direct the funds to
another bank with you as account holder. This way there will be no need for you to think of receiving the
money from the firm. We can fine-tune this based on our interactions. I am aware of the consequences of
this proposal. I ask that if you find no interest in this project that you should discard this mail. I ask that
you do not be vindictive or destructive. If my offer is of no appeal to you, delete this message and forget I
ever contacted you. Do not destroy my career because you do not approve of my proposal. You may not
know this but people like myself who have made tidy sums out of comparable situations run the whole
private banking sector. I am not a criminal and what I do; I do not find against good conscience, this may
be hard for you to understand, but the dynamics of my industry dictates that I make this move. Such
opportunities only comeonce in a lifetime.

I cannot let this chance pass me by I hope you understand because for once I found myself in total
control and face to face with my destiny. These chances won't pass me by. I ask that you do not destroy
my chance, if you will not work with me let me know and let me move on with my life but do not destroy
me. I am a married woman with 2 kids and this is an opportunity to provide them with new opportunities.
There is a reward for this project and it is a task well worth undertaking. I have evaluated the risks and the
only risk I have here is from you refusing to work with me and alerting my bank. I am the only one who
knows of this situation, good fortune has blessed you with a name that has planted you into the center of
relevance in my life. Let's share the blessing. If you find yourself able to work with me, contact me
through this email:[email protected] If you give me positive signals, I will initiate this
process towards a conclusion Please observe this instruction religiously. Please note again, I am a
happily married with two kids. I send you this mail not without a measure of fear as to what the
consequences might be, but I know within me that nothing ventured is nothing gained and that success
and riches never come easy or on a platter of gold. This is the one truth I have learned from my private
banking clients. Do not betray my confidence. If we can be of one accord, we should plan a meeting,
soon.


I await your response.
Sincerely,
Yonghong Wan
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