This past week my mom received a cheque for $10,000 Canadian. She was to take the cheque keep part of it and wire the rest to a business associate overseas whose daughter was suffering with cancer. Red flags!!!!! Should be flying in her head but no she thought it was all legitimate. She went to the western union they refused to do anything with the cheque informing her it was probably a scam as they had two similar situations that same week, more red flags!!! Not for my mom she then went to the bank and deposited the cheque into her bank account where she was then warned it was probably a scam did she listen???? Nope she wired the amount she was supposed to wire through money mart from her account. The bank called today her account is in overdraft for the $10,000 because the cheque didnt't clear and the funds are untraceable. She has been sending money from her own funds for months to guys she met online that instantly fell in love with her and now this. How can a person not see these are scams. The instant she first sent money I came on the Internet and printed off emails and other info on how these scams work and even found the name of the guy on a scam list and found an email that was sent to someone else with the exact same word for word love letter. I cannot seem to get through to her that there are people out there willing to ruin other peoples lives. Apparently the guy that sent the cheque has contacted her and said it was all a misunderstanding. I just don't want her to end up in jail or possibly worse murdered. The worse part of this is my name was also on the account so if she can't fix it then I can be held responsible for the 10 grand. Please if anyone has any info that might help me drive it home that this is all the work of a scammer please reply to this post. I'm getting scared that if she doesn't comply with these scammers they will somehow find us and do something harsh.
Unfortunately, it appears that your mother is a constant victim and will continue to lose money to scammers for as long as she has money to send (and more if she can beg, steal or borrow money).
If the bank account that she drew the money from is in joint names then I'm afraid that you will be jointly liable for the money and the bank will come after you for it as well as her. There is also the worry that the bank may decide to involve law enforcement, particularly as your mother seems to have been made well aware that she was dealing with a scam, yet carried on regardless. It is hard to say, but if I was you, I would seriously consider cutting all financial links with your mother and removing your name from the bank account. It is too late now for the $10,000 but it could save you a lot of trouble in the future.
For more information about check scams, you can look at this thread here viewtopic.php?f=9&t=3237.
Finally, I wouldn't worry about the scammers coming after you or your mother. Firstly, they are likely to be based in somewhere like Africa, secondly there is nothing in it for them to do so - they are just after money (which they have got from her).