Edited below to clarify and add further information
I have recieved a PM from the company this post refers to who has politely asked me to review the information here as he has suggested it is not a scam.
For the moment all I can suggest is to refer to my earlier post that includes this advice
Based on what you have provided I cant be sure but if you were contacted out of the blue with a job offer by email then yes, it will be a scam.
Another indicator will be;
If you are to recieve and cash cheques or money orders for a commission
The company representative this refers to has advised that the OP actually responded to an add for a job and was not contacted out of the blue, and that the position applied for was for a sales person.
The add referenced is this one which is dating very recently
United First Financial is an innovative company that helps American homeowners reach their financial goals.
The United First Financial Sales Opportunity has become so successful that the team is busy rolling out educational seminars across the country and helping thousands of American homeowners get on the fast track to financial freedom by reducing the interest obligation of their mortgages.
To learn more about our product: www.arcaromortgage.com
The demand for the Money Merge Account Program is exploding, and the company continues to bring on board the smartest and most talented independent sales agents in the country to help homeowners reach their dreams.
If you are a Sales Professional, Manager, Real Estate, Insurance Agent or Mortgage Broker, We would love to talk to you!!
A UNIQUE SOLUTION AND SERVICE
Introducing the Money Merge Account Program - a one-of-a-kind, powerful tool to help people fulfill their dreams of home ownership, reduce debt, and save money for the future. Qualified homeowners will potentially pay their mortgage off in as little as 1/3 to 1/2 the time-with little to no change in their day-to-day spending habits
We introduce a way to break the cycle of financial drain-the Money Merge Account Program. Developed by a team of financial expert s w ith years of experience in the mortgage industry, the Money Merge Account Program helps to rapidly reduce the principal of your mortgage, thereby dramatically decreasing the total interest.
The Money Merge Account Program is not a bi-weekly payment or debt roll-down system. It's an entirely new approach that gives homeowners flexibility with their mortgage.
WHAT DOES IT TAKE TO BE PART OF OUR TEAM?
Requirements:
Sales experience is helpful, but not required.
Mortgage, Real Estate, or Insurance sales experience is preferred, but not required, we will train the right person.
A professional "can-do" attitude.
Effective Sales presentation skills
Strong closing skills
We Offer:
Comprehensive training and support.
Full or part-time opportunity
Unlimited growth opportunity-Rapid Advancement to management.
Outstanding marketing and presentation materials.
Qualified lead support
If you have the desire to work with one of the fastest growing direct sales companies, then we want to hear from you! This is your chance to own and operate your own business as an independent agent for United First Financial, one of the most dynamic direct selling opportunities available today!
To speak with a United First Manager, call or send your resume to:
Jon Webster (480) 200-0247
I can give no guarantees as to the authenticity of any company however, any company where you are not cashing checks, if you can speak and meet a real person and if they actually do send you on a training course, then the chances of you being scammed are minimal.
After further discussion and consideration, the company refered to is promoting a financial product that is somewhat controversial in some quarters, it does not appear to be a scam that we would ordinarily deal with but it has created some debate from those with an opinion on the product being promoted, some positive and some negative
I must point out that I know virtually nothing of the financial laws in the United states and I am certainly no financial advisor but I would suggest that any prospective employee or customer should do their homework on the products provided by this company prior to making any commitment or paying any money.
There are some seemingly balanced arguements to be found if you care to look for them.
If I were contemplating a job with this company I would be asking a few questions;
Do I need to pay any money prior to being employed
Do I need to cash checks or money orders as part of the job description
How will my salary be determined, and in particular do I only earn money from commissions or is there a salary paid regardless of commisions.