Paul Anderson Bright - [email protected]

[shane marie]

I received a text message from the unknown number that says

Hello,if you dont mind reply via my emaiL ([email protected])i have something to discus with you Is very emportant and urgent.

I thought it was a message from one of the employer were I submitted my resume thats why I send a message through email. And the reply is this:

Warmest Greetings To You.

For finding time to get back to me, thanks very much. I wish to seek your opinion, assistance or partnership in getting back some amount of money left behind by a citizen of your country, Philippines. Her name is Ms. Marmito Joyce Hermano. I'm Mr. Paul Anderson Bright and my Cell phone No': +1-973-968-4140. You can call me anytime and I will always answer once I am in a comfortable place to talk.

This is safe and beneficial. If this will endanger your position and reputation, I would not have contacted you. I am presently the Operation Manager of our bank here in New Jersey, United States of America and please do not expose this transaction for any reason, I will give you more information of myself, our bank and the transaction itself once you accept to do this with me.

Late Ms. Marmito Joyce Hermano lived and worked in Union County, New Jersey, United States of America as a mid-wife and also a real estate business woman and she deposited in our bank the sum of Five hundred and fifty thousand US Dollars as fixed deposit for a period of two years On September 2010. This deposit has long matured and has gone dormant for over Five ( 5 ) years. Efforts made by the bank to reach her was not successful as calls and mails that was put to her wasn't attended to even letters posted to her residential address didn't bring back any response. This issue prompted me to carry out an independent investigation about her whereabouts since she did not provide a next of kin or beneficiary at the time she made the deposit with us.

I discovered with shock that she died of Cardiac Arrest sometime in February 2012 while on visit in Sacramento, California, United States. In order to verify the truth of the matter, I went to Sacramento and confirmed she was dead, it is a sad story for a kindhearted and soft speaking midwife like her to have left this world so soon. This matter was not reported to our bank and nobody in our bank is aware of this except me.

I further my inquiries to your embassy here in the United States and have also visited Philippines, went to the Department of Foreign Affairs (DFA) Manila, Philippines, no information of her was found. I have checked our records, there is no information of her relating to her address in Philippines and she did not put nominee at the time she made the deposit. All these made it impossible for me to locate any of her relatives. For security reasons I sent you the text message through the mobile Sim line I bought when I visited Philippines your country.


Since this is the issue, I want you to apply as the beneficiary of Ms. Marmito Joyce Hermano to claim this deposit from our bank since it is believed she was from your country according to his nationality. I know there are a lot of Filipino here in the United States, but it is only someone from outside United States of America can successfully make this claim because of the way our bank works and to avoid any contradiction. It does not matter whether you knew her or not, it does not matter if you have any kind of relationship with her or not, I will guide you all the way to make this claim. It is not a matter of being greedy or having bad morals, we are not hurting anyone by making this claim and it is not the best to leave the money to eventually end up in the hands of few corrupt government officials while we have the opportunity to live better with it. This transaction is a risk free transaction and as the Operation Manager of our bank, the final approval of your claim application will be done by me. Once I approve it, you will have the right to claim the money.

We will share the money into two equal parts for each of us when we successfully claim the deposit. Everything will be done successfully and legally, have no fear about this. Right now, I have all the copies of documents relating to the deposit she made that you will file to back up this claim. All I require is your honest and sincere cooperation to enable us make this claim successfully and we have to do this within shortest time possible because the money will be reverted to the Treasury Department's account if not claimed now. If you are willing to do this with me, write back and I shall inform you on what next to do to make sure you make this claim successfully. I am waiting for your consent in order to move to the next step towards getting the money. Thank you.

Your sincerely,

Mr. Paul

We continue communicating and he send me a documents and also a application letter that I need to send to the bank.

A pleasure having your quick response. I have think a lot over a possible way which is free from any risk to successfully achieve this claim. I know you must be filled with doubts and numerous questions like, how did I get your contact number? I'm not against your doubt over this issue because I know it's not really proper contacting you through this medium over a serious transaction like this. All I want you to understand is that I contacted you because of the urgency nature of this matter. All documents that will be required in this claim are intact with me and I will be giving them to you at the appropriate time as the bank demands for them.

Having planned what we are about to start for quit sometime now, let me throw more light as regards to my first mail so you can understand more better the role you're to play to make sure that we archive this success. I won't have decide to venture into this or even contact you in the first place about this matter if I'm not sure of it. There is no risk in this as I'm going to direct you. I'm very optimistic that we can't get into any problem whatsoever in this transaction once you follow my directives because we are going to follow every step legally, remember am a banker.

I contacted only you for this claim as I had to thread with caution on this matter as it requires confidentiality and sincerity at all times. I contacted you through the mobile number I used when I visited Philippines on my effort to find someone who knows Late Ms. Marmito Joyce Hermano or someone who I can direct to stand as a relative to Late Ms. Marmito Joyce Hermano and put up a claim application to our bank which I know the bank must approve it since you are from the same nationality with Late Ms. Marmito Joyce Hermano.

Be rest assured that I have packaged this transaction to see that we achieved our aim without any mistake. We can only be successful in this claim once you adhere to my instructions in all honesty and sincerity because only the truth shall prevail. This claim requires carefulness at all time and am here to guide you at all times, I believe with time as we proceed in this claim everything will be getting clearer to you. Let me have your response on this so I will direct you on what to do as time is not on our side.

Your sincerely,

Mr. Paul

Warmest Greetings Dear Partner.

Let me first thank you for your willingness to carry out this important claim with me. We are now set to start up the claim. This is a serious transaction and should be taken very serious at all times. I am certain that in less than 14 banking days the money will be in your account. You will only have to follow my directives to avoid mistakes in the process of making the claim. All we needed is trust, confidentiality, sincerity and cooperation for us to be successful in this claim. The truth about the whole issue is that our bank will turn this deposit to the treasury department's account if this claim is not made before the end of this month of February 2018 and it is important we are quick in applying for the claim. As I previously assured you, you stand no risk of any kind in this as I am here to influence things in our favor and I am 100% sure that we will be successful, your application will be expressly processed and approved since it is on my table that this will come. It does not matter if you have any relationship with Late Ms. Marmito Joyce Hermano or not, you do not have to worry for any reason.

To tell you a little of myself, I was born on the 4th day of March, 1964. I am originally from Columbus, Ohio, United States of America and I have lived in Short Hills, New Jersey for years with my wife and two daughters. I love my family very well and would not want to disappoint them for any reason. If I am not sure of what I am doing, I cannot be doing this. Take this transaction very serious and be careful to avoid mistakes. Any email you receive from our bank should first be forwarded to me so I can read it and advise you on it before you give a reply to the bank. If the need be, I may even write the email which you shall give back to our bank and then send it to you so you can send it from your own email address. If however you are called from our bank, always tell them to send you email. This is basically to avoid been asked questions you cannot give the right answers and thereby jeopardize our chances of getting the money. Even if they ask you to come in person to our bank, reply them you cannot come in person because of your busy schedule. These important roles are what you are to play, once you do them, be assured that we will receive the money and the interest on it as well. The fixed deposit is on simple interest rate of 5% per annum. The total amount we are going to get is Five Hundred and Seventy Five thousand US Dollars and this will go along way to help our finances. Please do give me your details below to enable me draft an application letter of claim which you will send to my bank through email for further process:

Full Names:
Address:
Occupation:
Gender:
Age:

The application letter of claim will come with two attached documents, the certificate of deposit and the last letter our bank sent to Late Ms. Marmito Joyce Hermano. I got the two documents from her file with us. Please, do not make the mistake of forwarding the application letter of claim and the documents with my name or email address on it, take note of this. Do let me know once you send it, please. I'm sure that once I make the necessary endorsement in regard of your application and also approve it, the money will be paid into any bank account you may provide regardless of where the account is and I will join you for my own share in your country immediately after the successful completion of the transfer to your account in your country. If there is anything you do not understand or wish to ask, you are to write and ask so I can have the issue cleared. Thank you once again for your willingness to do this with me.

Yours sincerely,
Mr. Paul

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Please, fill your names, address, and telephone number in the spaces provided for them in the below sample of application letter of claim. The application letter of claim together with the attached documents should be sent to the bank on email address: [email protected] and remember to remove this part of the email with double dotted line before sending the application. Send the email now to enable it processed as soon as possible.
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INVESTORS BANK
101 John F Kennedy Parkway,
Short Hills, New Jersey, 07078
United States of America

Dear Sir/Madam,

Application Letter of Claim

I, (your full names), wish to apply for the claim of the deposit belonging to Ms. Marmito Joyce Hermano who is now dead. The fixed deposit account number is: 7089-3484-7890. To support my application, I have attached a copy of the deposit certificate and the last letter you wrote to him in regard of the said deposit.

From the attached letter, I learned that the deposit will be lost to the treasury department if nothing is done to claim the deposit by 28/02/2018. I do not wish to let this happen, hence my application for its claim as I was a close friend to late Ms. Marmito Joyce Hermano. I will not be disposed to come to the United States of America in person for the claim, I will be willing to tender my bank account details where the money will be transferred to me once my application is approved. Thank you in advance as I hope my application will be given your urgent consideration and approval.

Your sincerely,

Full Names:
Address:
Phone Number(s):

Investors Bank
101 John F Kennedy
Parkway, Short Hills,
New Jersey, 07078
United States of America.
Phone : ( 973 ) 542-4523
Fax : ( 973 ) 542-4523

Dear Valued Customer : XXX.


FILL THE ATTACHED CLAIM FORM AND SEND IT TOGETHER WITH HER DEATH CERTIFICATE:


Welcome to the Investors Bank. We are in receipt of your application letter of claim dated 26th February, 2018 along with attached documents for the deposit made by Ms. Marmito Joyce Hermano who you have told us is now dead. We are sincerely sorry for the loss, please do accept our condolence. We have checked her records with us and have seen that she did not put any beneficiary or next of kin at the time of deposit. Since she is dead, you can stand as the beneficiary if you meet our requirements for the same.

You will have to give us the death certificate of Late Ms. Marmito Joyce Hermano, you are to scan and send it to us through email. You are also required to download the attached Deposit Claim Form, print it and fill it properly using pen. After this, you are to scan the filled form and send it back to us as an email attachment together with her death certificate. Once we receive the death certificate and the filled deposit claim form, we shall have your application reviewed and take the necessary steps to make the money available to you if approved.

It is a good thing that you applied for the claim of the deposit at this time because the deposit is about to be forfeited. We therefore encourage you to immediately do what we have asked you to so as any delay could be at your own disadvantage. Do accept our condolence for the loss once again.

We appreciate your choice of banking with us.

Yours sincerely,

Mr. Sean Burke

( CFO )

Warmest Greetings Dear Partner.

The form you were given to fill is our deposit claim form, you are to fill it correctly. The depositor's name is Ms. Marmito Joyce Hermano. The account number as required in the form is: 7089-3484-7890, some of these information are in the deposit certificate I sent to you previously. Every other information required in the deposit claim form are yours other than the account number and the depositor's name which I mentioned above.

I have the death certificate of Ms. Marmito Joyce Hermano, it is attached here. You are to send it to our bank together with the deposit claim form once it is properly filled. I appreciate the fact that you are in touch with me at all times, this has given me a very high level of confidence that you cannot make any mistakes.

Do inform me when you send back the deposit claim form and also when you receive response from our bank. Thank you so much, everything will be successfully concluded soon.

Your sincerely,

Mr. Paul

When he reply my email and read his message:

Warmest Greetings Dear Partner.

I'm very excited about this development, and thanks for all your effort and time. Please provide your account details to the bank as soon as possible so that they will complete the transfer.

Please, do not be too excited to the extent of telling people what you are going to get, keep this to yourself until we have concluded the transaction, it is for our own safety and security reasons. I'm planning of coming to Philippines direct with my family for a short vacation and also collect my share.

I will inform you before coming to Philippines. Let me start to put things in other here now and also apply for a leave of one month. Thanks once again for your time.

Your sincerely,

Mr. Paul

I suspected because why he needs to tell me not to tell to others about this transaction. Because a person who has a confidential transaction he/she didn't tell to any one for her own sake.