Johan Cleff - [email protected]

[AlanJones]

Welcome To Accredited Lenders Co. USA
Address:26237 N Causwy, Metairie.Louisiana.
+1 (646) 494-7220

Good Day Customer ,

I got your e-mail, and I am sure giving you a loan will not be a
problem by providing the necessary things, i want you to be rest
assured that my loan firm is the right place to be, so you have every
right to be happy and determine if your symptoms do not agree to what
I say, but the first steps with the loan transfer proper, you must
carefully read on my terms and condition so as to know what my loan
firm is all about:

(1) All applicants must be at least 18 and in order to apply for a
loan from my company due to the Law of the lending.

(2) All applicants begin repayment of the loan of three (3) months
after the loan has been transferred to him / her.

(3) failure to comply with repayment of the loan at the repayment
date/ time, legal action would be taking against the applicant by our
attorney immediately.

(4) Applicant who is unable to meet up with repayment would e giving,
3 weeks of grace period before legal action is taken.

In agreeing to these terms, you are now expected to fill and send
the loan application form so that we can proceed to the next step of
securing a loan form my company.

Below are the loan applications:

Applicant Name =

Country -

Age -

Marital status-

Valid phone number -

Contact Address -

Loan amount required -

Loan duration -

Monthly income -

Employed or not -

Job Title-

The purpose of the loan -

Do you have a collateral-

Where did you find us-

You are to send to me the following details of yours so we can proceed
with your loan request.

Best regards, as i await your response,

Thanks and GOD bless

Mr Johan Cleff


============================== ==============

When things don't seem to be going your way,always know that God

has a plans for you.If you place your trust in Him,He will give you

great gifts.We don't always know what God's plans are for us.We just

know that His ways are not our ways,but His ways are always the best.

=============================================

[AlanJones]

Hello,

Attaches is our BBB Certificate , kindly download and view. Be
rest assured that we can fund you with this loan. Thanks and i await
your information so we can continue further.



Johan

Fake document used by the scammer.

[AlanJones]

Dear Customer,

I acknowledged your email, yes we can fund you with the loan
all you need do for us to proceed you are to fill out the information
below.

Below are the loan applications:

Applicant Name =

Country -

Age -

Marital status-

Valid phone number -

Contact Address -

Loan amount required -

Loan duration -

Monthly income -

Employed or not -

Job Title-

The purpose of the loan -

Do you have a collateral-

Where did you find us-

You are to send to me the following details of yours so we can proceed
with your loan request.

Best regards, as i await your response,

Thanks and GOD bless

Mr Johan Cleff


============================== ==============

When things don't seem to be going your way,always know that God

has a plans for you.If you place your trust in Him,He will give you

great gifts.We don't always know what God's plans are for us.We just

know that His ways are not our ways,but His ways are always the best.

=============================================

[AlanJones]

Dear Customer,

I acknowledged your email,attach is the Loan Term and
Condition. I will advice you to download the attachment and read
carefully. Kindly get back to us if you are in agreement so we can
move further. Thanks and God Bless

Mrs Johan Cleff.

Attached terms

WELCOME TO ACCREDITED LENDING FIRM

Address: 2629 N Causwy, Metairie. Louisiana.

+1 (646) 494-7220

Email:[email protected]

Attention : XXX,



Interest Rates/Monthly Loan Repayment/Cumulative Payments:



This is to certify that the management of the above named loan company has decided to grant you

your loan request of SFR750, 000.00 after a brief discussion with our loan officers and board of directors.

We can grant you that amount of loan on one condition; We need your trust and co-operation.

Rebuilding Society, itself a mutual not-for-private-profit social enterprise was established with the

commercial objective of becoming a permanent and sustainable institution supporting the growing social

enterprise sector. In order to achieve this we set our fees, interest rates and terms and conditions to



cover our costs and protect our funds against losses.



The interest rate, arrangement fee, terms and conditions are set separately for each loan. These notes

are intended only as a guide for enquirers and form no part of any contract, agreement or offer.

The management therefore has set up a couple of terms and conditions with regards to the amount you

requested for, the terms and conditions are clearly stated below:

<LOAN DETAILS >

Loan Period:



The term of the loan will depend upon the needs of the business, but will not normally be less than six

months or more than fifty years.

TRANSFER OPTIONS.



(1). Bank To Bank Transfer: Here you are to send down your banking information so that we can forward

it to the transfer department and then they will have to transfer your loan amount into your bank account

.it will take 2 to 3 days to get this done.



Note a scan copy of your national identity card or a driver license

will be send along with this mail for documentation of your loan

process.



For the expedite and a step forward in this transaction you are

expected to get to me ASAP.

Bank to Bank Transfer:



The transfer of the loan must be a bank to bank transfer, except otherwise stated by our company

management or the borrower, so with this you are then advice to provide your full banking information for

Your Bank Name..chase................... .................

the transfer in your next mail.

Information needed for the transfer

Name on Account....................... ..............

Account Number........................ .............

Country /Destination................... ...........

Bank Location...................... .....................

Routing Number........................ ................



Loan refund:



The loan must refunded back to the lender at the end of the tenure the loan seeker is seeking the loan for

without any delay. For this reason, we are giving a maximum duration of (5) years to the loan seeker so

that he /she will be able to repay the loan within that period. You are to note that repayment starts (3)

months after receiving the loan. And you are required to make a Monthly repayment this is done because

we do not want a situation whereby you are not able to meet up with the Yearly payment. We will provide

you our account which you will be making the monthly installment after (3 months of receiving the loan.

REPAYMENT :





NOTE THAT REPAYMENT STARTS (3) MONTHS AFTER RECEIVING THE LOAN AND YOU WILL

HAVE TO MAKE REPAYMENT ONCE EVERY MONTH FOR GOOD (5 years) AND THE FIRST

REPAYMENT WILL START AFTER 3 MONTHS. NOTE THAT YOU ARE REQUIRED TO GET BACK TO

US AND LET US KNOW IF THE LOAN TERMS AND CONDITIONS ARE ACCEPTABLE TO YOU SO

THAT WE CAN PROCEED TO THE NEXT STEP FOR THELOAN.

Security:



We will not normally ask for personal guarantees on loans from the Social Enterprise Funds, but may

require them for the ABLE Funds. We will like to secure our loan against any assets of the organization

where possible. Lack of sufficient security will not necessarily prevent the approval of a loan.

Monitoring:



It is a condition of all loans that borrowers co-operate in our regular monitoring, have proper financial

systems, and provide quarterly management accounts which the bank will be transferring the loan into. If

you are in agreement to the company terms and condition you are then advice to get back to me as soon

as possible so that we can move to the next stop.

Note: Your cell phone number must be reachable at all time because without that we cannot great you

You are to send us an email as soon as possible stating if you are in agreement with the terms okay.



this loan.



Thanks for your Consideration/Patronage.

Kind regards/Respect.



Mrs Johan Cleff.

Financial Controller / Accredited Lending Firm.

[AlanJones]

Dear Customer,


I acknowledged your email, Your Banking
information was received and has been kept confidential and forwarded
to the transferring Bank for direct deposit. Attach to this email is
the Company Loan Contract Agreement which i will advice you download
and read carefully before signing on the Customer Reserved Blank
Space.


We will await to hear from you if you are in agreement so we can
continue further with the authorization of your loan transfer,thanks
and God Bless.


Mrs Johan Cleff.

Attached .rtf document

WELCOME TO ACCREDITED LENDING FIRM

 

Address: 2629 N Causwy, Metairie.

Louisiana.                                               +1 (646) 494­

7220                                                                         

Email:[email protected]                   

LOAN CONTRACT AGREEMENT

This LOAN AGREEMENT is made this 05/7/2014 at 2:33 PM BETWEEN Mrs. Johan Cleff of

Accredited Lending Firm located in Metairie. Louisiana (USA),herein referred to as “THE

LENDER” of the one part and XXX located in XXX.

BORROWER” of the other part.

 

TERMS AND CONDITIONS OF OUR LOANS

Loan Amount :...................................................................... SFR750,000.00

Loan Interest Rate:.................................................................3%

Loan Term:.............................................................................. 5 years

Monthly Loan Payment:........................................... ......... SFR13,476.52

Number of Payments:...........................................................60

Cumulative Payments:................................................... ..... SFR808,591.07

Total Interest Paid:........................................................... ..... SFR58,591.07

 

FOR  THE  LOAN  AMOUNT  OF  SFR750,000.00,  BORROWER  promises  to  pay  the  order  of

LENDER, the sum of SFR808,591.07 Together with interest thereon at the rate of 3 percent (%)

per annum on the unpaid balance with interest to be compounded annually hereinafter,’ the

Loan  Amount  (including  principal  and  any  accrued  interest)  shall  become  fully  due  and

payable by BORROWER within 5 year (s)

 

ADDITIONAL LOAN TERMS

 

The BORROWER and LENDER hereby further set forth their rights and obligations to one

Another under this Loan Agreement and Promissory Note and agree to be of legal bound as

Follows:

 

A. Loan Repayment Terms.

BORROWER shall make (60) Monthly payments of to LENDER beginning 3 Months after the

execution of this agreement and loan funded, every Month after on the anniversary date of the

first payment.

B. Demand by Lender.

This is a ''Demand'' loan contract agreement under which BORROWER is required to repay in

full the entire outstanding Loan Amount after the expiration of the loan term of (5 year(s)) and

extra time that may be given by LENDER to BORROWER.

 

C. Method of Loan Payment.

 

The BORROWER shall make all payments called for under this loan agreement by T/T to the

account of LENDER or other negotiable instrument made payable to the following individual or

entity at the address indicated:

 

BORROWER (S) SIGNATORY DECLARATION:

 

I.......................................(Borrower (s)) Hereby declared, that I will abide by every Conditions

binding this Loan Services and also affirm that I will be of good Conduct throughout this loan

Terms and I will do anything contrary to the Loan Conditions.

 

I......................................... (Borrower (s)) Also  affirm  that  this  Loan will  not  be  used  for  any

Criminal activities or Support for it of any form or act. I also hereby affirm that, this Loan will

not be used for support of Terrorism or for the act itself.

 

I....................................... (Borrower (s)) Declared that all that Information’s passed by me to

this Lending Firm is TRUE and AUTHENTIC and nothing False is involved.

 

I...........................................  (Borrower(s))  Hereby  agreed  to  pay  the  sum  of  $760  as

requested by the Loan Company to process my loan to my account.

 

SO HELP ME GOD.

 

 

 

SIGNED AND SEALED BY THE WITHIN NAMED.

 

 

 

 

                                                                

Attorney: ­­­­­­­­­­­­­                                    Lender: ­­­­­­­­­­­­­­­­                  

James Collins                                                                           Mrs. Johan Cleff

                                

                               Borrower: ­­­­­­­­­­­­­­­­­­­­­

                                          XXX

             

                                                                                                                                                        

                                                                                                                                             

                                         

PREPARED BY: ATTORNEY JAMES COLLINS (ESQ)

               LEGAL PRACTITIONER

              WITNESS

[AlanJones]

Hello,

Thanks for for the signed copy of the Loan Agreement Deed.
Written on the Agreement states you will have to make a down payment
of $760 for the loan processing charge which includes the transfer
cost and insurance fee. Once we received this payment today, your
loan process will begin without any further delay.

Below are is the payment information which you are to use in making
the payment via Western Union Money Transfer for easy confirmation.

Name : Walter Biggica
Country : United States
State:NY
City: Akland Gardens
ADDRESS: 218-18 68th Avenue
Text question : Hello
Text answer : Hi
Amount : $760

Upon the payment, you are to provide the scan copy of the Western
Union Slip which you use in making the payment along side the 10 Digit
Mtcn Numbers and Senders Name. Once this payment is sent then the
transferring Bank will commence on the transfer of your loan sum to
your designated Bank account provided. Please make sure account is
valid to receive the funds which about to be transferred.

Thanks and God Bless,

Mrs Johan Cleff.

[AlanJones]

Dear Customer ,

I acknowledged your email, i have told you earlier on that we do not part-take in scam activities. Since you are not comfortable with the western union transfer below is the banking Information you are to use in depositing the loan processing fee charge of $760


BANK ACCOUNT DETAILS:

Account Name: Walter F. Biggica

Bank Name: TD Bank, N.A.

Account number: 42870520XX

Account Currency: USD

Account Type: Checking

Bankers routine:: 026013673

Bankers Swift code:N / A: NRTHUSXXX

Upoen the deposit, you are advice to provide the deposit slip of the payment, thanks and i await your information.

Regards,

Mrs Johan Cleff.

[AlanJones]

Dear Customer,

I acknowledged your email, It will interest you to
know that this payment is very important and needs to be remitted
before the loan can be processed and funded to you.

I will await your scan copy of the Deposit slip, you can give us a
call once the payment is made here is our phone number: +16464947220
and also we tried reaching you it looks like the number you provided
is Invalid, kindly provide a Valid phone number so we can contact you
with.

Thanks and God Bless,

Mrs Johan Cleff.